The Lowdown
on 15 Year Fixed Rate Mortgages...

Our 15-Year Fixed Rates are Low & Our Process is Quick & Painless

This loan is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate and you'll own your home twice as fast. The disadvantage is that, with a 15-year loan, you commit to a higher monthly payment. Many borrowers opt for a 30-year fixed-rate loan and voluntarily make larger payments that will pay off their loan in 15 years. This approach is often safer than committing to a higher monthly payment, since the difference in interest rates isn't that great.

We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE 15−Year Fixed Rate Mortgage Qualifier.

We'll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you're a first-time home buyer or a seasoned investor.

The 15-Year Fixed Rate Mortgage Loan Process

Here's how our home loan process works:

  • Complete our simple mortgage 15−Year Fixed Rate Mortgage Qualifier
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs
Our 15-Year Fixed Rates are Low & Our Process is Quick & Painless
15 years
Do I Qualify?

Do I Qualify?

As a general rule, fixed-rate loans offer a higher level of security for the borrower. You know that your rate will never increase throughout the life of that loan. When interest rates are low, fixed-rate loans are typically the way to go. As rates fluctuate, you may want to give some consideration to factors such as how long you intend to occupy the home, will you lease it out in the future as an investment property, or do you want to tap into equity at some point? We can help guide you through these and many other possible scenarios!

15-year Fixed Rate Qualifier
Do I Qualify?

I Want My FREE 15-Year Fixed Rate Quote!

I Want My FREE 15-Year fixed rate quote!